JEFF KOCH
Mortgage Broker
Lending in the Vail Valley for over 40+ years.
Voted “Best Mortgage Broker 2023-24” by The Vail Daily News Paper.
One easy application
Funding options up to $15 Million
Primary Home / Vacation Home / Investment Properties
ABOUT US
Mortgage Broker
Jeff Koch isn’t exactly new to Vail Valley real estate, especially where mortgage lending is concerned. With over 35 years in the real estate and mortgage industry in the Vail Valley.
As a Singletree resident since 1990 and representative on the Avon Preserve Trail Committee, founding member of the VBR’s Affiliates Program and the Edwards Rotary Club, Jeff sites his claim to fame is closing over $1,000,000,000 in local loans and having “financed pretty much every Condominium in the valley.”
Our goals:
"Help small business owners make better financial decisions."
Private label lending
Broker are able to lend “Outside the box” to offer you & your clients a variety of traditional loan options.
Here are just a few of my most recent loan profiles:
- 40 Acre Lots
- 7-Plex in Florida
- Commercial 90% LTV
- $1 Million Cash Out Montareos - Rate Under 5%1
- Non-Warrantable Riverwalk - Rate Under 5%1
- Owner Occupied with No Documentation Required!
- Cash out Refinance in Lake Tahoe
- Reverse Mortgage Cash Out -.--
- Reverse Purchase
Condotel loan programs:
When it comes to condotels, financing opportunities can be hard to find A mortgage this good is worth showing off.
Here is a glimpse into our condotel loan programs:
- Minimum to Qualify: 500 sq. ft. with Full Kitchen
- Cash-Out Permitted
- All Occupancy Types Allowed
- Competitive ARM Pricing with Rates Starting in the Low
- Max Loan-to-Value:
- 75% - $1,500,000
- 70% - $2,000,000
- 65% - $3,000,000
Our goals:
"Help small business owners make better financial decisions."
It's Baaaaaack .....(kind ot)
No Income to Qualify. No Job Necessary. No Tax Returns Required.
Whaaaooat?!?
►Primary Residents & Second Homes
►-,. Credit Underwritten Based on LTV, FICO, & Liquidity
►.,. Debt-to-Income Not Calculated
►Loans Up to $3 Million
►Up to 75% LTV
Apply Bank Loan
Review Your Loan
Approved Bank Loan
New Limited Documentation Loans Programs
Highlights of Limited Documentation Loans Program
- Investment Property, Primary & Secondary Residential Homes
- Credit Underwritten Based on LTV, FICO, & Liquidity
- Employment & Income Not Verified
- Asset Seasoning 30 Days.
- Loan Amounts Up to $3 Million.
- Interest Rates in Low 3's
- Interest Only Loans
- Up to 75% LTV
IDEA FOR ?!?
►Retired
►Real Estate Investors
►Newly Self-Employed
►Seasonal & Gig Workers
►Volatile or Irregular Income
►Self-Employed / Small Business Owners Owners & Employees of Cash Businesses
Reverse Lending
Use a Reverse Mortgage to Purchase Your Dream Mountain Home
Moving To Vail Valley
►Benefits
- Preserve more of your hard-earned
- assets for future use
- Put less money down with the same
- monthly cash-flow as buying
- the home outright.
Qualification to Reverse .
Age
- Must be 62 years of age or older.
Primary Home
- Occupy the property as your primary home.
Income
Sufficient income to cover the recurring monthly expenses
Have any question for us?
27 Main St #103, Edwards, CO 8163
Hours
Monday: 8am – 5pm
Tuesday: 8am – 5pm
Wednesday: 8am – 5pm
Thursday: 8am – 5pm
Friday: 8am – 5pm
Saturday: Closed
Sunday: Closed
Phone
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